Loan Modification

Short Sale Specialists
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Loan Modification Specialists

The bank represents its interests. Our experts represents the borrower's interest. This is why we can usually negotiate a better deal than the bank would offer.

Due to recent demand and the increasing cooperation of the U.S. government and various lenders, I Short Sale has had a tremendous amount of success assisting borrowers avoid foreclosure while staying in their home. Our Loan Modification Specialists will provide a free consultation to understand your current situation and put together a customized plan before going to your lender with the best solution for you.

A Loan Modification is when a lender agrees to modify any or some of the terms of the mortgage, making it more affordable for you.

You wouldn't go to court without an experienced attorney. Why would you go to your lender without an experienced loan modification specialist?

These changes may include:

1) Reducing or modifying the interest rate

2) Extending the term of the loan

2) Changing the monthly payments

4) Combining any of the above

A Loan Modification will give you a fresh start, bringing your mortgage up to date after capitalizing any delinquent interest, escrow, fees, and other costs based on investor guidelines.

Acting quickly should be your number one priority, as I Short Sale will need to develop a plan, document your current financial situation, and contact your lender to begin negotiations on your behalf in order to stop foreclosure and save your home.

Other solutions to avoid foreclosure and KEEP YOU IN YOUR HOME include:

Reinstatement: Occurs when the property owner pays off the amount in default to bring the loan payments current in order to stop the foreclosure process and return to the original terms of a loan. After identifying that a reinstatement is the best and most feasible foreclosure alternative, I Short Sale will work with you to determine how best to produce the funds.

Repayment Plan

: This foreclosure option lets you repay part of your delinquency each month, in addition to your regular monthly payment. A repayment plan is the perfect option for someone that experienced momentary financial hardship, but is now back on their feet. I Short Sale will negotiate with your lender to spread the past-due amount over a specified period of time.

Forbearance: In order to stay in your home, a lender will agree to delay or reduce payments for a short period of time, with the understanding that another option will be used to bring your balance current. I Short Sale will negotiate to get you the time you need to determine the best solution for you and, in many cases, will succeed in combining a Forbearance Agreement with a Reinstatement or Repayment Plan.

Default situations are time sensitive, avoiding the situation is simply unwise.
Contact our Short Sale Specialists Now for a FREE Consultation Toll Free: 1.877.907.4678

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News

Nov 11, 2008
New Legislation Aims to Prevent Foreclosure Scams in California

I Short Sale, Inc, announces that the State of California has passed a new law to protect homeowners facing foreclosure from fraudulent exploitation.

Nov 3, 2008
I Short Sale, Inc. to Host Educational 'Understanding the Dynamics of the Short Sale' Seminar for Realtors in the Southeast

Homeowners, buyers and real estate industry professionals who want to learn more about the short sale process are invited to be a guest of Craig Long, LLC for a special event featuring Raffi Tal, Chief Operating Officer of I Short Sale, Inc.

Sep 28, 2008
I Short Sale, Inc. Provides Default Solutions Expertise at the Fifth Annual Five Star Default Servicing Expo

Eli Tene, CEO of I Short Sale, Inc. (ishortsale.com), a leading nationwide short sale and loss mitigation advisory firm, shared industry insights at the fifth annual Five Star Default Conference in Dallas, Texas.

More News...

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I Short Sale, Inc. 1-877-907-4678 info@ishortsale.com
Nationwide Short Sale and Loan Modification Services
Woodland Hills, California. Los Angeles, California. Beverly Hills, California. San Diego, California.
Miami, Florida. Phoenix, Arizona. Las Vegas, Nevada.

The information contained in this website is intended to be used for informational purposes only and to provide a general overview of the topics described herein. There may be tax and other legal consequences associated with a short sale. I SHORT SALE makes no representations or warranties concerning potential tax or legal consequences relating to any final disposition of any property. Clients are advised to consult with a tax professional regarding the potential tax consequences for their particular situation. I SHORT SALE is providing a service in response to a complex situation and offers a recommended solution where possible. Nothing is represented as tax advise to our clients as every situation may result in different tax consequences. I SHORT SALE is not a law firm or an accounting firm and regarding any specific questions relative to any transaction, I SHORT SALE strongly encourages all parties, agents, and brokers involved in a transaction to seek such advice from a professional advisor. Legal Statement

The information contained in this website is the sole and exclusive property of I Short Sale, Inc. ("I SHORT SALE") and may not be reproduced for any purpose whatsoever without the express written permission I SHORT SALE. Any unauthorized reproduction of these materials is strictly prohibited.